Does a Letter From 1985 Still Bind Malaysia’s Motor Insurers? [Sa’Amran 7/11]
Two informal sales, a register three years out of date, and an insurer hoping that a 1992 agreement had quietly erased a 1985 letter. The Federal Court’s memory proved longer than the insurer’s.
Read MoreWhen Is a Judgment Not Worth the Paper It Is Printed On? [Sa’Amran 6/11]
An insurer raced to the High Court for a declaration that it owed nothing — before the trial court had decided whether its rider was even in the accident. It won. The victim then won ...
Read MoreCan an Insurer Void a Policy Behind the Victim’s Back? [Sa’Amran 5/11]
Section 96(3) lets an insurer escape a victim’s judgment — but only if it gives notice, and gives it in time. In Appeals No. 2 and No. 3 of Sa’Amran, two insurers skipped that small step. The ...
Read MoreEven After Sambung Bayar, Must the Insurer Still Pay the Crash Victim? [Sa’Amran 2/11]
A car sold on a handshake in 2007. A register never told. A crash in 2014. The insurer said the policy died with the sale; the Federal Court read the statute and found the promise ...
Read MoreCan an Insurer Cry Fraud After the Victim Has Won? [Sa’Amran 10/11]
Two contradictory oaths, half the witnesses, the wrong court, and a declaration that came too late. Appeal No. 8 of Sa’Amran is a study in how an insurer loses a fraud case it never properly brought.
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GK Ganesan


