Can an insurer cancel or void a policy in the face of MIB – and by when?

In Malaysia, if a car is validly insured when an accident happens, the insurer must pay the victim. Compulsory-insurance legislation, the Motor Insurers’ Bureau Agreements, and consumer-protection reforms now make post‑accident cancellations and technical excuses very difficult. The whole scheme is designed to protect injured people, not insurers’ balance sheets.

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The deathly silence of dissent in our courts…

Dissent means disagreement between judges.  In a case comprising, say 3 judges, a dissent occurs when one judge distances himself or herself from the other 2 on grounds of legal principle. A dissent is not without its uses.  It may limit the majority decision in some way.  Or the dissent may bear a seed of a wonderful legal point waiting to germinate at some future time. A brilliant lawyer will water ...

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