Road Transport Act

by GK Ganesan January 9, 2026

Can an insurer cancel or void a policy in the face of MIB – and by when?

In Malaysia, if a car is validly insured when an accident happens, the insurer must pay the victim. Compulsory-insurance legislation, the Motor Insurers’ Bureau Agreements, and consumer-protection reforms now make post‑accident cancellations and technical excuses very difficult. The whole scheme is designed to protect injured people, not insurers’ balance sheets.

by GK Ganesan August 10, 2025

Blog , English , For Lawyers , Home Featured Articles

Can motor insurers dictate how accident victims spend their compensation? A Commonwealth Perspective

The answer is a thunderous ‘No’. When justice is served after a motor accident, only you—not insurers, trustees, or courts—decide how compensation is spent. The law protects your right, absolutely and inviolably.

by GK Ganesan February 8, 2025

Blog , English , Home Featured Articles

Is the test for a stay of execution in personal injury cases, different?

The test for a stay of execution in personal injury cases involving the Road Transport Act 1987 (RTA) differs significantly from other civil cases. This essay examines the nuances of this test and addresses several key questions. It concludes that the test is far higher because of the operation of sec. 96(2)(b), read with ss.96(1) and 91(3) of the RTA. The other question is whether the insurer's 'right to intervene' ...